16928 Ne 120th Avenue

WALDO, FL
$ 574,500 Beds 2 Baths 2 Sq 1,388 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome home! Nestled right on the tranquil shores of Lake Alto, this charming 3-bedroom, 2-bathroom sanctuary is a true North Central Florida haven. The perfect balance of rural peace and city convenience. Set upon over 3 sprawling, private acres, the property invites you to embrace a peaceful rural lifestyle while remaining just 25 minutes from Gainesville and UF Health. Step outside your door to experience the breathtaking beauty of spring fed Lake Alto, a 575 acre lake with only 28 homes on it, —renowned for its serene waters, incredible fishing, kayaking, and vibrant Florida sunrises and sunsets. Framed by majestic live oaks, mature shade trees, and established fruit trees, the grounds offer a vibrant, nature-rich ecosystem where local wildlife abounds and outdoor possibilities are endless. A Must See! More pictures coming...

Active

  • Price
  • $ 574,500
  • City
  • WALDO
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • Alachua
  • Half Bathrooms
  • 0
  • Area
  • Waldo
  • Lot Size
  • 3.18 Acres
  • Zip
  • 32694
  • Sqr Footage
  • 1,388
  • Year Built
  • 1996
  • Taxes
  • $ 3312
  • Style
  • Single Family Residence
  • MLS#
  • GC543333
Listed By: FREEMAN REALTY INC with 352-371-2622. - 352-371-2622
Data Source: Stellar MLS

Features

General

Sewer Septic Tank
Heating Electric
Cooling Central Air
Utilities Electricity Connected
Roof Shingle
Appliances Built-In Oven,Range,Refrigerator
Zoning A
Garage Spaces 4
Patio/Porch Features Deck,Rear Porch
Construction Materials Other
Year Built 1996
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Alachua
New Construction false
Property Type Residential
Attached Garage false
Subdivision Name N/A
Facing Direction South
Garage Y/N true
Total Rooms 3
Full Baths 2
Status Active
Directions Intersection of NW 43rd Street & NW 39th Avenue. Head East. Turn Left (North) one Waldo Road. Turn Right (East) on Cole Street (Gas Station is on your right). Go over railroad tracks and turn Right (South) on 301. Approximately 2.1 miles, turn Left (East) on NE 120th Avenue. Home is 3rd driveway on your left.
High School Hawthorne Middle/High School-AL
City WALDO
Senior Community Y/N false
MLS Area 32694 - Waldo
Lot Size Units Acres
Lot Size Square Feet 138521
Carport Spaces 2
Carport Y/N true
Listing Terms Cash,Conventional,FHA,VA Loan
Elementary School Chester Shell Elementary School-AL
Land Lease Y/N false
Tax Annual Amount 3312.32
Middle/Junior High School Hawthorne Middle/High School-AL
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 4
Legal Description COM SE COR GOVT LOT 4 RUN W ALONG S LINE OF GOVT LOT 4 150 FT N 78 FT TO POB N 3 DEG E 870 FT M/L TO WATERS EDGE LAKE ALTO, N 43 DEG W ALONG WATERS EDGE 100 FT M/L, S 12 DEG W 970 FT M/L S 89 DEG E 225 FT TO POB OR 2268/2364
Minimum Lease No Minimum
Water Access Y/N false
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Yes

Interior Features

Interior Amenities Vaulted Ceiling(s)
Flooring Hardwood
Furnished Y/N Unfurnished
Fireplace Features Family Room,Wood Burning
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Laundry Features Inside,Laundry Room
Total Bedrooms 2
LivingAreaSource Public Records
Total Baths 2

Exterior Features

Exterior Amenities Private Mailbox,Storage
Vegetation Fruit Trees,Mature Landscaping
Fencing Other
Parking Features Circular Driveway
Lot Features Cleared,In County,Zoned for Horses
Water Source Well
Lot Size Area 3.18
Foundation Details Slab
Spa false
Building Area Total 1466
Lot Dimensions 225 x 870 x 100 x 970
Lot Size Acres 3.18
Road Surface Type Other
Private Pool false
Waterfront Y/N false
Covered Spaces 6
Number of Lots 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Apollo Beach, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Chester Shell Elementary School-AL Elementary School
Middle School Hawthorne Middle/High School-AL Middle School
High School Hawthorne Middle/High School-AL High School

Price History

9/20/2026 Listed $574,500

Property vs Zip Code Average in 32694

Price
AVG $690K
$570K
Taxes
AVG $4,956
$3,312
Year Built
AVG 1984
1996

Areas That We Cover

16928 Ne 120th Avenue WALDO, FL is a Single Family Home for sale at $574500 with 1388 sqft and a lot size of 3.18 Acres Acre(s). 16928 Ne 120th Avenue WALDO has 2 bedrooms, 2 baths and was built in 1996. The property's zip code is 32694 which is in WALDO, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.